The Medical Information Board: A Little Known Database that Affects Your Life

If you have not heard of the Medical Information Board (MIB Group) you should check it out. Insurance companies base their decisions on the data this group keeps -- if it is correct or not.

I recently found out when I applied for life insurance (with the *very same company I have had a policy with for 16 years!*) that they will not write a new policy for two reasons: one, they are waiting for ANOTHER mammogram (HEY GENWORTH -- I JUST HAD ONE IN SEPTEMBER AND I'M FINE) and two, because according to the MIB Group Database, I have a "lung disorder."

What?? Nearly two years ago, I had an acute condition called pleurisy, which is an inflammation of the sac in the torso where the lungs sit. It is not a condition of the lungs, and while it is painful, it is so minor doctors treat it with ibuprofen. You just have to wait for the inflammation to go away.

This is like calling a chest cold a "lung disorder."

This is what happens when industries are allowed to create databases that become the controlling influence on other people's lives. Most of us have never heard of this group and yet it exerts a strong influence on our ability to protect ourselves and our families when we try to buy disability and life insurance.

Transparency is all the rage except with these secret industry databases. I strongly encourage everyone to check this out and find out what the MIB Group is saying about you.

http://www.mib.com/html/contact_us.html

We have a right to know what is being said about us. Just like the credit score companies data, this database must be publicized so we can protect ourselves from those who might injure us with inaccurate information.

Comments

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Transparency is all the rage except with these secret industry databases. I strongly encourage everyone to check this out and find out what the MIB Group is saying about you...great lens,will credit this and save.